Smart Direct Debit Payments
Automatically collect money from users’ bank accounts. Set your own timing, amount and frequency and pre check bank balances before presenting a payment.
Reduce Payment Failures
Our smart direct debits allow you to check bank account balances before presenting a payment to a bank account. Don’t present a direct debit or take a reduced amount if the bank balance is lower than your required repayment.
Flexible Repayment Options
Our smart Direct Debit solution is a flexible repayment method as you can take repayments on a recurring, variable or one off repayment.
Easy To Setup
With no set up fees and same day onboarding, our direct debit solutions are ready for small and big businesses to use once you are signed up.

Working with another Australian company with the same values has only benefited our customers
Working with Credfin who has been committed to providing great service and reliability is one of the reasons we process loan applications so quickly. And working with another Australian company with the same values has only benefited our customers and we look forward to continuing our partnership with Credfin.
Andrew Bell
CEO Nifty


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